Best personal finance advice websites? Look no more; you are in the right place!

Nowadays, we're all busy in our own ways. If you have the time to read books or enroll in a coaching session, good for you.

But what about those busy individuals or mom entrepreneurs, for instance, who have got a few times dedicated to personal finance learning?

Since we are all over the internet, you might also check out personal finance blogs to give you free financial advice to help you personally.

Therefore, ready that follow and subscribe button and get notified daily. Personal finance advice is one click away!

Related reads: Reddit Personal Finance- The Top 9 Must-Read Subreddit Threads

What is Personal Finance?

First of all, let's define Personal Finance.

Personal Finance is as simple as it gets. From the word itself, personal; hence, it should start from you.

There is no one way to define it, but know that Personal Finance is all about the financial management of how much you spend, budget, save, invest, plan for retirement, and any other future financial events.

Essentially, Personal Finance Skills prevent us from falling into a life of unmanageable debts.

Furthermore, there are five keys to personal finance:

• Income– these are your salaries, hourly wages, commissions, pensions, gifts, dividends, government payouts, and bonuses. These are just a few samples of sources of income.
• Budgeting (spending)– This is the opposite of income. Spending, also known as expenditure, is the money that leaves us. Budgeting is the way you manage every expense.
• Saving– If your income is higher than your spending, you have a surplus. Therefore, this is the money that you can save.

Related reads: What is Savings Rate and Why is it Important?

• Investing– If you're not happy with the interest you earn on your savings account, you should consider investing. More importantly, you should plan your investments for each stage in your life.
• Protection– When you die (hopefully not too soon, though), what will happen to your money and your possessions? In this context, protection refers to insurance to protect the financial interest of yourself and your loved ones. For example, a house, car, and health insurance will cover you should anything happen to your job, furniture, or car.

If you want to learn more about Personal Finance 101, read below.

Read more: Who Needs Financial Literacy? Ultimate Guide to Personal Finance 2021

What are the best practices and tips for personal finance?

There are many tips and tricks about budgeting, saving, investing, and even making money. Unfortunately, with every scroll on social media, finance gurus are everywhere claiming that they will teach you how to be rich.

Besides, “how can I get rich online” is even the most search term on Google; you're probably googling too!

After all, you have to remember that personal finance should be personal. Therefore, don't take any advice that you encounter because not everything fits your unique life situation.

Build your foundation first. You must do your due diligence in researching and testing out the best savings account or any financial tools in the market out there. Moreover, check the credibility to mitigate risks of fraud and scams.

Don't act hastily, and plan accordingly! But, moreover, don't be too hard on yourself. We're all a work-in-progress. As long as you are continuously learning, we are all an accountant of our own lives! (Fire yourself if you want to, just kidding!)

12 Best Personal Finance Advice Websites You Should Follow This 2021

1. The Penny Hoarder

Why it's worth it?

Penny Hoarder's purpose is to help people control their personal finances and make smart money decisions by sharing actionable articles and resources on how to earn, save and manage money. 

With over a million readers and email subscribers every month, everything under personal finance has The Penny Hoarder, all you could ask for! Aside from publishing multimedia content, it also has an Academy wherein you can learn about different courses such as Credit Cards 101, Homebuying 101, Groceries 101, and so much more!

You can join their awesome community where you can find support and inspire others, plus provide tips in handling and managing your finances.

Best for:

Penny Pinchers and beginners

2. NerdWallet

Why it's worth it?

Best personal finance advice websites, you may ask? Look no further! If you need expert money advice, helpful tools, and tailored insights to answer your money questions, Turn in into the nerds! NerdWallet has it all!

From credit cards, investing, insurance, student loans, mortgages, personal loans, banking, travel, and more, you can start crushing your money goals! But, what we love the most about NerdWallet is its variety of calculators. For instance, budget calculator, interest rate calculator, savings calculator, plus more.

Aside from that, you can also check and compare through their top picks and best of best articles to help you pick and decide which credit cards to use, insurance, loans, and more. Every year they choose the best for each category and have it feature on their site, so tune in to that!

Best for:

Find the best of the best, compare financial tools and bank accounts featured on their website.

3. Making Sense of Cents

Why it's worth it?

Personal finance blog plus lifestyle? Why not? Making Sense of Cents is your go-to site for learning how to save and make more money. In addition, the site offers various articles to help you live more of the life you desire.

Michelle, the blog founder, shares her journey towards paying off students loans and how you too can be debt-free and do more! You can also learn about career advice, self-employment tips, travel, weddings, and get insights into the author's actual life.

Making Sense of Cents has been featured on over a hundred websites, plus has been a guest on various Youtube and Podcast interviews.

Best for:

Students, budgeting beginners, minimalists, and anyone looking for extra income or side hustles.

4. The College Investor

Why it's worth it?

Want to escape student loan debt and end the paycheck-to-paycheck living cycle? Subscribe now to one of the best personal finance advice websites- The College Investor!

Robert Farrington, the founder of the blog, started The College Investor in 2009. And, since then, it has grown and now has over 50,000 readers getting free advice, guides, and review tools to help individuals make better financial decisions.

Therefore, as early as now, if you want to build real wealth, multiply your money, ditch your student loans, join The College Investor mailing list and start taking the first step towards financial freedom!

Best for:

Students, young adults, millennials, individuals who have begun their financial awakening

5. Millennial Money Blog

Why it's worth it?

According to the site, Millennial Money is dedicated to helping you make and use money to live a life you love.

If you want to achieve Financial Independence, Millennial Money Blog got your back! The owner, Grant Sabatier, is also the author of Financial Freedom: A Proven Path To All The Money You Will Ever Need.

From making money, saving, latest investing news, loans, early retirement- Millennial Money Blog got all you need towards FIRE (Financial Independence and Retire Early). Therefore, what are you waiting for?

Join their mailing list to get free access to Grant's best tips along with exclusive videos, wealth-building how-to's, time-saving calculators, mind-blowing courses, and way more.

Best for:

Beginner investors, millennials, and professional young adults.

6. Out and Beyond

Why it's worth it?

Another favorite of ours Out and Beyond is more than just your personal finance blog.

The blog founder, Aisha Preece, also offers practical tips in becoming a digital nomad, starting a blog, and SEO and freelance writing courses.

What we love about Out and Beyond is that it's like your next-door-wise neighbor who gives you friendly, thoughtful, and carefully served insights into the finance field.

Furthermore, Aisha's fantastic workshop is filled with lots of explanations and examples- this is crucial for beginners alike to avoid getting lost and digest each piece of information bit by bit.

So, if you are looking for an effective coach who can help you not just save and make extra money, check out Out and Beyond, and you'll surely love Mondays from now on!

Best for:

Getting advice on the everyday challenges of spending less and saving more.

7. 20 Something Finance

Why it's worth it?

Even if you're not in your 20s, 20 Something Finance is, no doubt, a personal finance blog worth reading.

G.E Miller, the founder of the blog, shares all of the learnings he had over the years. So, if you want to take your personal finance journey to the next level, 20 Something Finance is your one-stop shop for every personal finance-related!

For instance, here are some of the things you can pick up from the blog:

• learning the basics of personal finance
• financial independence
• spend hacking
• sustainable consumption and reducing waste
• wealth building

Best for:

Any people regardless of age, social status, race, and gender.

8. Clever Girl Finance

Why it's worth it?

Looking for one of the best personal finance advice websites? The Clever Girl Finance helps empower women of all ages and races. It has consistently been voted one of the best finance websites for women in the U.S.

Founded by Bola Sokunbi, Clever Girl Finance aimed to provide women with the right tools and financial guidance.

Moreover, the site has completely free resources, including personal finance courses, one-on-one mentor calls, articles, audio content, an incredibly supportive community, and more. They have fun, engaging, relatable, and non-judgmental ways to support their community.

Get started today! Download their financial roadmap to success to get out of debt and create a sound financial future for yourself.

Best for:

Women learning about the gist of personal finance, female entrepreneurs, moms, young adult

9. Money Under 30

Why it's worth it?

“Money Under 30 is an independent personal finance site providing free advice for young adults wanting to make informed decisions about where their money goes.”

David Weliver, the site's founder, started it to document his efforts to pay off his debts and provide free resources for young adults to make confident financial decisions. Since then, the blog has grown a community and has even featured in different well-known publishers such as Chicago Tribune, Forbes, Kiplinger, The New York Times, and Yahoo Finance.

However, don't worry; even if you're over 30, Money Under 30 welcomes all ages to read and engage with their free valuable content.

Best for:

Young and adult professionals or any people in every aspect of life.

10. Be The Budget

Why it's worth it?

To Be The Budget, or Not To Be The Budget, that is the question…

On the contrary, with Be The Budget, you will realize how budgeting can come a long way. The blog's founder, Zach, together with his wife Katie, started looking through their finances and realized that the lack of budgeting was costing them more than what they are able to live on at the time.

Inspired by Wranglerstar and Dave Ramsey, Zack and Katie took their financial future through budgeting the right way. Besides, incorporating financial discipline is their goal.

With Be The Budget blog, you will learn how to go beyond just starting a budget. You will also learn to manage, living according to the budget, and sticking with it- subscribe now to get a weekly dose of financial inspiration, plus tips and side-hustle ideas right at your inbox to make and grow your net worth!

Best for:

Budget and spend-conscious individuals. Take advantage of their debt snowball calculator for free!

11. Thriving Cents

Why it's worth it?

We love Thriving Cents because of its mission to bring financial literacy to help many more people. It is specially catered for women, working moms, and female entrepreneurs.

Moreover, Thriving Cents will bring you fresh ideas in earning more money, growing, and saving it and offers actionable plans for your small business.

So if you are an aspiring entrepreneur, get free content about all business-related posts and start thriving today!

Best for:

Women, moms, and female entrepreneurs, small business owners who want to learn the ins and outs of money matters.

12. The Finance Boost

Why it's worth it?

And of course, last but not least, (will we go any farther?) The Finance Boost, at your service!

The Finance Boost, our very own, exists to take out the mystery from money topics and help you get better at your finances. Plus, it's also one of the best personal finance advice websites you can rely on!

Therefore, expect topics that will give insights into budgeting, saving, debt management, investing, and information on the tools and software that can help you automate these processes to make them easier to navigate.

Furthermore, you will get the knowledge that’ll help you develop the mindset and confidence to control your finances and also be able to help others do the same.

Founded by Mosun Solebo, The Finance Boost's mission is to provide as much financial knowledge as possible to everyone from as young as they can understand to those in retirement because money matters aren’t rocket science after all.

Best for:

Millennials, young adults, working professionals, fresh graduates, early 20s. If you seek new content, psych yourself up to earn, grow, and save more money. Boost your finance at The Finance Boost!

Where can I learn about personal finance?

Aside from the valuable financial blogs mentioned above, let's not forget the pioneers in the personal finance atmosphere. For instance, there's Dave Ramsey of Ramsey Solutions.

Dave Ramsey's blog offers more than just trusted financial advice. They also provide guided plans for getting out of debt, building business, master courses, and even free tools for every financial aspect like savings and investment calculators.

Aside from that, you can also read their blogs, plus listen to their podcast and watch their shows, events, and numerous conferences.

Another financial expert you can rely on is Rachel Cruze; she is the daughter of Dave from Ramsey Solutions and is also the #1 New York Times bestselling author and host of The Rachel Cruze Show. 

She shares fun, practical ways to take control of your money and create a life you love.

Therefore, learning about personal finance is within reach! Thanks to the internet! You can learn it on financial blogs, Youtube videos, exclusive courses, podcasts, and many more! No more excuse, my friend!

What are good financial questions?

We all know we should be saving money, but there are common questions relating to money-saving specifics.

Do you have questions about money matters you are eager to get answers to? Thankfully, Reddit and Quora exist!

Basically, Quora is a Question and Answer site for a variety of topics. You can also get valuable insights from many people all over the world out there. On the other hand, Reddit has a particular thread called Personal Finance, where users discuss and shared all about financial topics.

Likewise, if you are looking for more ideas and questions about money, specifically, saving money, here are all the answers you need!

Final Thoughts

Not everyone has or can afford a personal financial advisor. Hence, why not become one?

Financial literacy has been underemphasized and over ignored over the years and will always be one of the main factors in deciding who gets richer and who doesn’t. It’ll also impact how soon you can start living the ideal lifestyle you truly desire.

Hence, equip yourself with the right tools, solutions, knowledge, and mindset to win and ace your money game!

Essentially, there are many financial blogs existing today and are freely available. Therefore, time to take advantage of that!

If you want an in-depth 1-on-1 session to talk about your unique financial situation, feel free to get in touch with us! See other articles out in the blog for tons of financial education resources- for free!

We'd love to hear from you! Talk with us! Let's ride on this wealth journey all to the top!