Earny Review: How to Shop and Save Through the Cash Back App

Have you ever experienced shopping online only to find out that the item you bought goes on sale after a few days? It's a bummer, and we've all been there at some point. Sometimes you try to return the item so you can take advantage…

Last Updated: November 5, 2020

Last Updated: November 5, 2020

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Have you ever experienced shopping online only to find out that the item you bought goes on sale after a few days? It's a bummer, and we've all been there at some point. Sometimes you try to return the item so you can take advantage of the sale, only to find out it's now out of stock.

It doesn't have to be that way anymore, thanks to an app like Earny, which gives you a refund for the price drop and helps you find the best deals on your every online purchase.

Let's find out what's the catch with Earny and how much can you really save on refunds. Please keep reading for our full Earny Review.

Earny app gif
Earny App Review

What is Earny?

Earny is a service that automatically captures refunds when the price of an item you purchased online drops. It reviews and verifies information based on digital receipts in your inbox to analyze purchases. When it finds a price drop, Earny will submit a price adjustment request on your behalf.

Earny takes on the job of getting your refunds, so you don’t need to waste time and go through the hassle of researching store policies to get refunds.

In addition, it monitors more than 750,000 price changes daily and claims users can expect to receive $300 in payouts yearly, but most users can receive $2500 from major card issuers.

Shop with these Earny partnered retailers for guaranteed best price deals and automatically get money back on purchases made from online shopping.

  • Best Buy
  • Bloomingdale’s,
  • Costco
  • Gap
  • Banana Republic
  • Old Navy
  • Athleta
  • J.Crew
  • Kohl’s
  • Macy’s
  • Nike
  • Nordstrom
  • Target
  • Zappos
  • Home Depot
  • Newegg

However, you should know that items like jewelry, used items, groceries, health and beauty items, and motor vehicles are not eligible for price protection of Earny.

Related: Wikibuy /Capital One Shopping Review – Will it Save you Money?

How does Earny Work?

To get started with Earny, download the mobile app either on iOS or Android. You can also install the extension on your web browser or head straight to their website.

Earny homepage

Sign up using your dedicated email for online shopping or your Amazon account because this is the account Earny will track your purchases with.

Snippet on signing up with earny

 

Getting Started – Earny App Review

Upon signing up, it will ask for permission to manage, view, send emails on your behalf and track your shopping and online activity via the email you provided. Make sure this is something you're okay with, and use a separate email to link to your shopping activities or credit cards if you have any privacy concerns.

Immediately, Earny will then review your inbox for refunds. Usually, it will take 7-10 days for you to receive the refund fully.

For credit card refunds from Chase and Mastercard Visa, refunds will be mailed to you. While on Citi, the money will be refunded back to your account.

Key Features

Cashback – You can earn up to 20% cashback. You will also know the best time to buy, and Earny will alert you when there's a price drop.

Related: Can the Honey Extension Really Save You Money? – Honey App Review

 

Earny App Review: Amazon account integration

Earny Hotels – This is a good deal for all travel lovers out there. With this Earny Hotel Feature, you will be notified to rebook your stay at lower rates. Consequently, you can save as much as $75 on lower hotel booking prices. The app will also include all the details you need to rebook your stay so you don't have to stress about it.

Moreover, Earny Hotels currently protects all refundable reservations you make through the following platforms:

  • Expedia
  • Orbitz
  • Travelocity
  • Priceline
  • Booking
  • Hotel Chains like Marriot and Hilton

Watchlist – This allows you to track price drops for any item you've previously purchased. Earny will automatically get you the price difference back.

Amazon Late Shipping Process – Since Amazon hasn't had any price protection policy yet, Earny does the legwork for you. The app will let you know if your Amazon packages are late so you can request compensation. Now, you can get money back on late amazon deliveries.

ShopRunner Membership – The paid subscription comes with the opportunity to claim a ShopRunner membership, which offers free two-day shipping and returns.

Referral Program – Earn more cashback when you share your link with friends that shop online.

Price Drops – Earny has two ways to search for price drops. One way is to search retailers' price refund programs, and another is through retailers and credit card protection policies. Earny does all that work for you.

Pros and Cons

Let's take a look at the perks and drawbacks of Earny below.

PROS

  • Partnered with 5000+ retailers.
  • Can sync your email to Amazon to find price drops for you.
  • It can be used on both a desktop or smartphone.
  • Price protection refund services.

CONS

  • There is a subscription fee.
  • Privacy and security concerns when it comes to giving access to your email account
  • Limited customer service
  • No direct deposit to your bank account.

Alternatives to Earny

There are a lot of cashback apps out there other than Earny. You can try out some of them and find the right fit for you. To help you make a decision easier, check out our quick and short comparison of various cashback savings app versus Earny.

EarnyWikibuy/ Capital One Shopping (read full review)Honey
(read full review)
MyPoints
(read full review)
Price$20FREEFREEFREE
FormatsApp, browser extensionApp, browser extensionApp, browser extensionApp, browser extension
Main FeatureCashback, refundsCoupon codesCoupon codesEarn credits and rewards
Partnered Merchants5,000+Thousands3000+1900
Earny vs. Competitors – Earny Review

Frequently Asked Questions (FAQs)

Is Earny App Safe to use?

Earny promises that credit card information is not shared with anyone outside of the app, including any 3rd-parties. They have two-factor authentication for safe login. Moreover, they assure that they do not directly store email credentials; instead, they go through your email provider.

Additionally, they have credit card protection. They claim not to sell your info to others, but you get promotional emails from merchants they're partnered with. I guess this is one way for them to keep you shopping from these online retailers.

However, the app doesn't have phone support or chat to reach out to them, but you can email them. Check their website for more details on how to contact them.

Who should use Earny?

This app is for those who frequently shop online and want to get money back through cashback and refunds. If you don't shop online regularly, especially on those listed websites that Earny is partnered with, you might not reap the rewards they offer.

Is Earny app free to use?

While signing up is free, to fully maximize its features, like double cashback and getting compensated for Amazon's late shipments, you have to pay a subscription fee of $4.99/monthly or a discounted annual subscription billed once per year at $39.96 to fully unlocked its benefits.

Is Earny legit?

Yes. Earny is a legit moneyback, saving app that helps consumers like you to get the most out of price protection policy and credit card protection.

Price protection is a policy offered by most major retailers, which states that if the price of a purchased item drops after purchase, they will refund you for the difference.

Many people don't know that these refunds, when added up, can lead to a multitude of savings you could get from your purchases annually. A lot of people also don't bother or even know about this policy.

However, if you're someone who's always on the lookout for the best deals out there, you can now do so seamlessly with Earny.

Furthermore, it has a 3.5/5  rating on the Google Play Store and a 4.6/5 rating on the App Store.

How does Earny make money?

Like many cashback apps, Earny makes a profit through subscription plans, and they also take a 25% cut from the refunds they find. It's considered a win-win situation for both the user and Earny. However, it would be more appealing for an already subscription-based app to give a full refund to the user.

How do I get payouts?

Earny will send you a notification and/or an email to let you know when a refund has been approved. You can also check the status of your refund via the Earny feed on the app. Take note that some retailers may refund you in the form of store credit, depending on their policy. Remember to look at your card statement to see whether the refunded amount has been reflected.

Final Thoughts

Earny is a great time and money saver, but you must also be mindful of how you use such apps like this.

Sign up with an email address that you always send your receipts to and frequently use for online shopping. Also, remember that there is also no refund for items bought with cash.

Cashback apps generally allow you to save money on money spent. Just be careful not to spend frivolously to save money. Ultimately, take advantage of price protection from credit cards and participating retailers.

Try out Earny today to see if it's the right fit for you. Hopefully, this review helped you answer your questions.

Have you tried using the Earny app? What other cashback savings apps have you used in the past, or are still using out today? Please share your experiences in the comment section below. I'd love to hear from you. 

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