Pros

• No Annual Fee
• Good for building credit with limited or no prior credit history
• Can Qualify with low credit score
• No Foreign Transaction Fees

Cons

• Higher APR
• More rewards on other cards
• No Introductory bonus

Highlights

• Earn 1% cashback on net purchases, and rewards never expire
• Make payment early and earn an extra 0.25% (total 1.25%) cashback on purchases that month
• No foreign transaction fees, so feel free to make international purchases
• No annual fees and no deposit required
• Higher credit card line review in 6 months
• $0 fraud liability if your card is lost or stolen
• View your balance, recent transactions, and pay your credit card bill on the go with Eno, the Capital one assistant
• Get free unlimited access to monitor your credit profile with Creditwise
• Coverage for damage due to collision or theft on eligible auto rentals that are purchased with your credit card
• Get free extended warranty protection at no charge on eligible items that are purchased with your credit card
• Set up Autopay to automatically pay your monthly credit card bill
• You can pick a monthly due date of your choice

Pros

• No Annual Fee
• 0% intro APR for the first year
• No Foreign Transaction Fees
• Free FICO credit score
• No Penalty fee on the first late payment

Cons

• Discover is not accepted widely internationally.
• You have to remember to activate cashback categories to earn rewards

Highlights

• Get $20 statement credit each school year if your GPA is 3.0 or higher for up to the next five years.
• Earn 5% cashback on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations, and when you pay using PayPal, up to the quarterly maximum when you activate.
• Earn unlimited 1% cashback on all other purchases automatically.
• Get automatic cashback match on cash back earned at the end of the year.
• There's no minimum spending or maximum rewards.
• Redeem rewards for cash at any time and also use rewards at amazon at anytime
• Get fraud alerts on suspicious credit activity.
• Freeze card when lost or stolen.
• 0$ fraud liability when your card is lost or stolen

Pros

• No Annual Fee
• Intro Cash Bonus
• Intro Bonus APR

Cons

• There's a 3% balance transfer fee.
• Quarterly limit on the 3% and 3% cashback reward categories

Highlights

• Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
• Enjoy 3% and 2% cashback on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter
• Earn 1% cashback on all other purchases
• You can change the choice category for future purchases once each calendar month or make no changes, and it stays the same.
• Monitor your credit with free unlimited access to your FICO Score
• Redeem your cash rewards for any amount, anytime for statement credits, deposits made directly into a Bank of America® checking or savings account, or for credit to an eligible account with Merrill.
• Get overdraft protection by linking a checking account. Terms may apply

Pros

• No Annual Fee
• No International transaction fees

Cons

• No balance transfer allowed
• There are higher rewards form other cards

Highlights

• Get free Amazon Prime Student for a year after you make purchases of up to $500 in the first 3 months
• Earn 1% cashback on all purchases
• There's no charge for international transaction fees
• International students can apply without having a social security number
• Enjoy cellular protection coverage of up to $600 if your phone gets stolen or damaged
• Stay Protected with the Mastercard ID Theft Prevention™ and Master Rental® programs by Mastercard

Pros

• No Annual Fee
• No International transaction fees
• Up to $250 bonus for travel purchases
• No blackout dates

Cons

• No Auto Rental damage coverage
• No travel accident insurance

Highlights

• Earn unlimited 1.5 points for every $1 you spend on all purchases, which can be applied toward any flight or hotel.
• No foreign transaction fees, so feel free to travel with your card.
• Enjoy 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days, which can be redeemed for a $250 statement credit toward travel purchases.
• Zero Fraud Liability – You're not liable if your credit card gets lost or stolen.
• Stay Protected with Contactless Chip Technology
• Free FICO® Score access to monitor and build your credit
• Stay up to date with your account with mobile banking and text alerts